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Individual Health Insurance A health insurance policy is A contract between an insurance provider e g an insurance company or a government and an individual or his her sponsor e g an employer or a community organization The contract can be renewable e g annually monthly or lifelong in the case of private insurance or be mandatory for all citizens in the case of national plans Individual Health Insurance family health insuranceHealth insurance costs vary in many ways Deductibles premiums and copayments all play into what your health insurance costs will come out to eHealth studies have shown that in 2018 the average individual premium was 393 without any subsidies

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